As people all across California prepare for the holiday season, this November marks an especially important time for all Californians. That’s because Nov. 15 is the beginning of the second open enrollment period for Covered CA.

Covered CA, which was put in place as a result of the Affordable Care Act, is California’s own health insurance marketplace. Through Covered CA, California residents can choose from among several quality health insurance plans offered in their region. Those with qualifying incomes can also receive financial assistance when purchasing health plans through Covered CA to help them pay the cost of their monthly premium. Some consumers will also qualify for plans with reduced out-of-pocket costs, including lower co-pays, co-insurance, and deductibles.

As a result of the Affordable Care Act, all plans offered through Covered CA, as well as all health insurance plans offered through the individual and small group markets, also provide coverage for the following 10 essential health benefits:

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